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Archive March 2022

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A Private Adjuster's Perspective: Examination Under Oath

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  • On: 03/28/2022 15:03:07
  • In: News
Simply put, an examination under oath (EUO) is a very thorough and comprehensive inquiry with questions posed to and sworn answers elicited from an insured. It is a formal proceeding that can be required by an insurer during their review of an insured’s property insurance claim.    It is governed by the specific terms of the policy of insurance, which is a contract between the insurer and the insured.

Chemical Analysis Shows Effects of Wildfire Smoke on Grapes and Wines in Western U.S.

  • By:
  • On: 03/24/2022 22:03:51
  • In: News

As wildfire season in the West grows in length and severity, it is taking a toll on the wine industry through the effects of wildfire smoke on the quality of wine grapes. Volatile compounds in the smoke from wildfires can be absorbed by grapes and produce an unpleasant taste known as “smoke taint” in wines made from affected grapes.

Should Underpaying and Wrongfully Denying Insurance Companies Get Away With Not Paying Replacement Cost Benefits?

  • By:
  • On: 03/18/2022 17:57:02
  • In: News
The gut answer to the post question is: “Of course not, Chip, that would not be fair and would encourage insurance companies to underpay and deny claims.” Still, this is the result when courts follow the literal contract language found in most “replacement cost’ policies and require policyholders to prove the amount paid above actual cash value benefits – even if the insurer failed to pay all the actual cash value benefits because of underpayment or wrongful denial.

Commissioner Lara approves higher commercial coverage limits offered by California FAIR Plan

  • By:
  • On: 03/15/2022 19:58:57
  • In: News
Expanded coverage will help youth camps and other businesses reopen with additional coverage they urgently need to operate and serve consumers after the pandemic.

Commentary: How Climate Change Is Introducing Americans To The Benefits Of Public Adjusters

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  • On: 03/13/2022 20:30:46
  • In: News

People are finally breaking through the barriers that have existed for generations, and with the help of a good public adjuster, are speaking out, standing up, and demanding what they are really owed.

 
 
 

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